Orlando, Tampa & Winter Park Landscapers Insurance
Want to see the best offers available for this type of Insurance? I can quote you fast and make this as easy as possible. If you are not satisfied with the coverage or cost you are paying now, call me! After I sell you insurance, I will always be easily reached for anything you need.
General liability (CGL), protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Having this kind of coverage is beneficial in several instances:
- Bodily injury: A customer trips over one of your tools lying around while you are performing work in their yard, We will cover the subsequent claim and related medical expenses up to your limits of liability.
- Property damage: One of your employees breaks a customer’s runs into someone's vechical while mowing the lawn. We will cover the subsequent claim up to your limits of liability.
- Personal injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your limits of liability, and pay for an attorney to defend you if necessary.
If you own a Lawn Care Business or are starting one you will need at least basic business insurance coverage to guard against mistakes, accidental property damage, and lawsuits.
This will be an important part of formulating your business plan, as it will provide peace of mind to your customers to know they will be compensated if you unwittingly cause damage or loss to their property, or if they feel they are taken advantage of by an unfair business dealing.
If you have employees under your supervision, the law requires you to take out worker’s compensation insurance on them if they are injured on the job. I can provide Work Comp asap!!