Additional insured wording" refers to the specific language used in insurance policies to extend coverage to individuals or entities beyond the primary policyholder. This wording is typically found in endorsements or clauses that specify who qualifies as an additional insured and under what circumstances.
For example, a contract might require a business to name another party as an additional insured on its general liability policy. The wording in the policy could state that the additional insured is covered for liabilities arising from the named insured’s operations or premises. Some policies use a blanket additional insured endorsement, which automatically extends coverage to certain parties without requiring them to be individually named.
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